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January 2012	Follow us

Welcome to our latest eNews.

Happy New Year! We hope your New Year resolutions remain intact.

What will 2012 bring? Probably much the same as last year, with governments trying to achieve political, social and economic stability, and in the case of the latter, dare we say growth?

The New Year is often a time where we reflect on the past and make plans for the future, if we can be of any help in this planning process please do not hesitate to get in touch - call us on 01623 490120 and we will be happy to help.

We wish you all the best for 2012.

The team at Adcock Financial team image

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	Adcock news Congratulations to Lisa George on the safe arrival of Daisy Rose born on Wednesday 28th of December. All the staff send their best wishes.

	Ten New Year's resolutions for your financial planning Around 50% of us make New Year’s Resolutions and ‘sort the finances out’ must be one of the most popular: but that’s a little vague – it’s more a wish than a firm commitment to take action. Looking at the January appointments we’ve had with new and existing clients, here are the topics that we’ve discussed most often. If you’re determined to sort out your finances, these may give you some food for thought.

	Over 55s struggle as savings and income levels plunge Savings for older people have fallen by more than 25% over the past year, while incomes for the over-55s have dropped, according to research by Aviva. One in 10 of the over-55s are surviving on less than £500 a month, with single women most likely to be in poverty, said Aviva in its "Real Retirement Report", which over the last two years has tracked the income and spending of 11,600 people in, or near, retirement.

	Ten strategies for tax planning in 2012 Many of us will be making a New Year’s resolution to sort out our finances in 2012 – but an often overlooked part of putting your finances in order is making sure that your tax planning is effective. Are you claiming all the tax relief you’re entitled to? Are your investments arranged in the most tax efficient way?
	Selling your business - what to consider Selling a business is likely to be the largest and most important financial deal any business owner will ever make. If you are thinking of selling your business for whatever reason, you should understand the business selling processes and how you can best get through and successfully complete a sale.

	And finally... 2011 saw a continued and accelerated rise in smartphone usage. So much so, in fact, that by the end of the year even certain members of the animal kingdom were catching on. The frog in this short clip proves to be a natural when trying out one particular app... Click here to watch the clip Please note using the above link means you are connecting to an external website and we take no responsibility for, and give no warranties, guarantees or representations in respect of linked sites

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Registered Office: 10 Milton Court, Ravenshead, Nottingham, NG15 9BD. Adcock Financial Limited is authorised and regulated by the Financial Services Authority. Company Reg No: 4268333 Adcock Accounting Limited. Company Reg No: 05481898. The Financial Services Authority does not regulate tax and trust advice, commercial loans and some forms of buy to let mortgages.;